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Settlement Process of Your Property Damage Claim

Landis Macon by Landis Macon
November 4, 2022
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Settlement Process of Your Property Damage Claim
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Your case has been resolved and you are now involved in the settlement process. This is great news after the long and exhausting process of filing an insurance claim. The settlement process can sometimes be quite complicated, as many people are not aware of it.

Let’s Take a Look Back at the Settlement Offer

A skilled attorney can help you if your insurer offers a lower offer or denies your claim. Your attorney will ask for the amount you will require to settle the case.

After the insurer has made an offer, your attorney will present it to you. You can accept or decline the offer. Accepting the offer is a given. You can’t ask for more unless there is new damage or another reason. Your attorney will negotiate with the insurance company and, if necessary, take the case to court.

Receiving Your Settlement Funds

Once the settlement amount has been agreed on, it is time to release the funds to the client. This process is not always as simple, and you may be subject to certain conditions. For example, if you have a mortgage on your home, there are several steps that must be taken.

Mortgage

Your mortgage company can be listed on all settlement checks. If you have multiple mortgage companies, you can expect them to all be listed on the settlement checks as payees. The mortgage company can control the release of funds if it is listed as a payer on your settlement check. It is important that you keep your information up-to-date with your insurance company about your mortgage.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is a Personal injury attorney in St Petersburg FL. She focuses on personal injury, car accidents, and bicyclist injuries. The information on this site is not intended to and does not offer legal advice, legal recommendations, or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your situation.

The information provided on this website does not, and is not intended to, constitute legal advice; all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the ABA and its members do not recommend or endorse the contents of the third-party sites.

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