If you are injured in an accident caused by someone else, you deserve compensation for the lost wages, medical bills, and family support. You may wonder how to get an injury settlement from the insurance company. The answer is to get medical care, prepare settlement negotiations, and build a case. You should contact a Hillsville Personal Injury Lawer if you are injured in an accident caused by someone else.
Steps you need to take to get a settlement in a personal injury case
- Seek medical care
Most of the personal injury compensation is based on your actual damages. You will not get a personal injury settlement without actual medical records. The first step for personal injury settlement is consulting a doctor. Ensure that you follow your doctor’s advice and get necessary rehabilitative care as required.
- Hire an attorney
After seeing a doctor, you should consult a personal injury attorney. The meeting begins with the personal injury claim process called a consultation. Most law firms provide the initial meeting for free.
During the consultation, you will discuss the case details with the lawyer. Your attorney will ask you questions to understand and evaluate the facts and details of the cause of the accident. You should also ask your attorney about the experience and details of previous cases they have handled. Your attorney will provide you with an evaluation of the legal values of your claim and suggest to you the course of action you can take. They will explain the various compensation available and the firm’s fee structure.
- Investigating your claim
Your attorney will go through your case and investigate it. The investigation will include analyzing photographs, interviewing witnesses, and reviewing medical records. Your attorney will also work closet with several other experts to locate evidence and understand the circumstances well. The experts can be accident reconstruction experts, medical experts, and others. All these efforts will help determine the liability and value of your claim.
If any witnesses were present at the accident scene, your attorney would contact them and obtain their statements. Third-party witnesses are essential for your claim since they are non-biased, neutral witnesses.
- Sending demand package
After the investigation, the next step in the injury claim is to draft and send a demand package to the insurance company and the defendant. Before rafting the demand package, your attorney will calculate the value of your claim, the severity of the injuries, the future medical bills, lost wages, and the non-economic damages.
- File a civil complaint
In many cases, claims can be resolved by filing civil complaints through careful negotiations with the insurance companies. Sometimes, few insurance companies refuse to offer fair settlements and dispute the insures’ liability together.